Mindblown: a blog about philosophy.

  • The Number of U.S. Homes for Sale Is Slowly Returning to Normal: An ‘Incredible Trend,’ Economists Say

    Homebuyers facing high mortgage rates will find an increasing number of homes for sale, with a 35.2% rise compared to last year. Prices are rising seasonally, but more affordable homes are entering the market. Despite longer selling times, homes are selling quickly, with the typical home spending 44 days on the market in May. Continue…

  • Do Discount Points Pay off for 2024 Homebuyers?

    Do Discount Points Pay off for 2024 Homebuyers?

    To cope with high rates, many homebuyers opted for discount points, paying extra upfront to lower interest rates. Purchasing points can lead to a lower monthly payment and overall savings over the loan's lifespan.

  • Happy Father’s Day

    Happy Father’s Day

    Approximately 2.5 billion Father's Day cards are sent each year. Neckties have become a popular traditional gift for Father's Day. "World's Greatest Dad" is a popular Father's Day phrase. Breakfast in bed is a common Father's Day treat. Wishing a fantastic Father's Day to all the dads who strive to be the best versions of…

  • Happy Flag Day

    Happy Flag Day

    Flag Day is the American flag's birthday party every June 14th! Flag Day was proclaimed in 1916 but officially recognized in 1949. Talk about a late celebration! Betsy Ross, a seamstress, sewed the first flag. Imagine if designers today made flag-inspired outfits!

  • Buying a Home This Spring? Must-Know Insights

    Buying a Home This Spring? Must-Know Insights

    Affordable homes are out there, but in many markets you may face stiff competition. New construction homes offer attractive incentives and are increasingly appealing due to growing builder confidence.

  • Buy Your Shelter & Earn Income: Try House Hacking!

    Buy Your Shelter & Earn Income: Try House Hacking!

    House hacking is a strategy worth considering for aspiring homeowners struggling with affordability. House hacking involves purchasing a multi-unit property, living in one unit, and renting out the others to generate income.

  • First-Time Homebuyer Guide: Stepping Onto the Property Ladder

    First-Time Homebuyer Guide: Stepping Onto the Property Ladder

    Homeownership Advantages: Appreciation potential, forced savings, tax benefits make buying preferable to renting.First-Time Homebuyer Qualifications: No prior primary residence ownership in the past 3-yr defines eligibility.

  • What Should You Do if a Home Seller Backs out of a Sale?

    What Should You Do if a Home Seller Backs out of a Sale?

    The buyer has a few options if the seller backs out of a home sale after accepting the buyer's offer: 1. Sue for specific performance 2. Sue for damages 3. Or walk away from the deal

  • Can You Transfer a Mortgage?

    In most cases, only government-insured and adjustable-rate conventional loans can be transferred. The buyer assumes the seller's interest rate, remaining loan term, and principal balance. This option can save money on interest costs, but buyers need to buy out the seller's equity. Continue to full article

  • Oklahoma: States With the Cheapest Rent Prices

    Oklahoma: States With the Cheapest Rent Prices

    In Oklahoma, the cost of living is 12% < the national avg, and housing is 28% lowerA 1-bed apartment in Broken Arrow spanning 681 sq ft is listed at $1,005/mo.

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