Mindblown: a blog about philosophy.

  • Finding a New Mortgage Lender After Pre-Approval: It’s Not Without Risk

    Finding a New Mortgage Lender After Pre-Approval: It’s Not Without Risk

    You can switch lenders after pre-approval, but it comes with risks. It's best to choose a lender before finding a home. Reasons to switch include responsiveness, rate, reputation, and loan program. Rushing approval with a new lender involves providing necessary documentation promptly. Start shopping for a lender early to reduce stress later. Continue to full…

  • Oklahoma: Own Your Home, Secure Your Future!

    Oklahoma: Own Your Home, Secure Your Future!

    Owning a home in Oklahoma is the cheaper option compared to renting. The avg home value in Oklahoma is $153,233.

  • Are Office Buildings Becoming Apartments?

    Are Office Buildings Becoming Apartments?

    Surge in Conversions: Office-to-apartment conversions rose 357% since 2021, easing housing shortages. Zoning Challenges: Legal hurdles and construction complexities hinder conversions despite growing demand.

  • The Benefits of Pre-Approval Letters in Home Buying

    The Benefits of Pre-Approval Letters in Home Buying

    In the real estate world, getting a mortgage pre-approval letter before house hunting can enhance your experience. It clarifies your buying power, makes your offer more appealing, speeds up the closing process, boosts negotiation confidence, and helps address financial issues early. For real estate professionals, working with pre-approved buyers is crucial, especially in competitive markets…

  • Your Guide to Buying a House in 2024

    Your Guide to Buying a House in 2024

    Understand the full cost of a mortgage including down payment, interest rates, paying points, PMI, and closing costs. Ensure you have enough cash for a down payment and closing costs, considering special mortgage programs or rolling costs into the mortgage.

  • What’s Hot in Commercial Real Estate

    What’s Hot in Commercial Real Estate

    AI Adoption: Real Estate firms are embracing AI for faster decisions and data-driven insights.Operational Real Estate: Investments in properties like hospitals benefit from steady demand.

  • 2 Hearts, 1 Home: Tips for Partnered Home Buying

    2 Hearts, 1 Home: Tips for Partnered Home Buying

    1. Address any unresolved debt and work on improving low credit scores 2. Discuss savings and establish a budget 3. Pre-approval sets a realistic budget and boosts offer strength 4. Improve credit scores before house hunting

  • 5 Compelling Reasons to Buy a Home Instead of Renting

    5 Compelling Reasons to Buy a Home Instead of Renting

    1. Mortgage Availability enables 80% of Americans to become homeowners without hefty upfront payments. 2. Homeownership yields equity, appreciation, and profit potential upon sale, providing financial security and investment opportunities.

  • Happy April Fool’s Day

    Happy April Fool’s Day

    Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!

  • Oklahoma’s Insurance Hike: Will New Laws Save Us?

    Oklahoma’s Insurance Hike: Will New Laws Save Us?

    Many Oklahoma families receive notices of insurance rate hikes, sometimes hundreds of dollars. Inflation and market forces are also factors behind the rising insurance rates.

Got any book recommendations?