Mindblown: a blog about philosophy.

  • The Benefits of Pre-Approval Letters in Home Buying

    The Benefits of Pre-Approval Letters in Home Buying

    In the real estate world, getting a mortgage pre-approval letter before house hunting can enhance your experience. It clarifies your buying power, makes your offer more appealing, speeds up the closing process, boosts negotiation confidence, and helps address financial issues early. For real estate professionals, working with pre-approved buyers is crucial, especially in competitive markets…

  • Your Guide to Buying a House in 2024

    Your Guide to Buying a House in 2024

    Understand the full cost of a mortgage including down payment, interest rates, paying points, PMI, and closing costs. Ensure you have enough cash for a down payment and closing costs, considering special mortgage programs or rolling costs into the mortgage.

  • What’s Hot in Commercial Real Estate

    What’s Hot in Commercial Real Estate

    AI Adoption: Real Estate firms are embracing AI for faster decisions and data-driven insights.Operational Real Estate: Investments in properties like hospitals benefit from steady demand.

  • 2 Hearts, 1 Home: Tips for Partnered Home Buying

    2 Hearts, 1 Home: Tips for Partnered Home Buying

    1. Address any unresolved debt and work on improving low credit scores 2. Discuss savings and establish a budget 3. Pre-approval sets a realistic budget and boosts offer strength 4. Improve credit scores before house hunting

  • 5 Compelling Reasons to Buy a Home Instead of Renting

    5 Compelling Reasons to Buy a Home Instead of Renting

    1. Mortgage Availability enables 80% of Americans to become homeowners without hefty upfront payments. 2. Homeownership yields equity, appreciation, and profit potential upon sale, providing financial security and investment opportunities.

  • Happy April Fool’s Day

    Happy April Fool’s Day

    Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!

  • Oklahoma’s Insurance Hike: Will New Laws Save Us?

    Oklahoma’s Insurance Hike: Will New Laws Save Us?

    Many Oklahoma families receive notices of insurance rate hikes, sometimes hundreds of dollars. Inflation and market forces are also factors behind the rising insurance rates.

  • Happy Easter

    Happy Easter

    Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games such…

  • 13 Places Offering Cash to Move There in 2024!

    13 Places Offering Cash to Move There in 2024!

    Alabama: 1. The Shoals, AL Illinois: 2. Mattoon, IL Indiana: 3. Evansville, IN 4. Noblesville, IN

  • 8 tips for getting approved.

    8 tips for getting approved.

    To increase chances of approval for a home equity loan this spring, check credit score, calculate equity, maintain steady income, limit debt-to-income ratio, explain loan purpose, get offers from various lenders, limit new credit applications, and consider compromises if denied. Continue to full article

Got any book recommendations?