Mindblown: a blog about philosophy.
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Check out my new listing Address: 12102 E 69th Street North
Welcome to this stunning home in the sought-after Keys Landing neighborhood, featuring an array of exceptional amenities. With four spacious bedrooms on the main floor, a formal dining room, and a versatile upstairs game room complete with its own closet and private bath, this property offers plenty of space for family and guests. Enjoy the…
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What Affects Home Insurance Rates in Oklahoma?
The average annual homeowners insurance premium for a $200K home in Oklahoma is $3,981. Oklahoma’s high insurance rates are due to frequent tornadoes, severe weather, and building material costs.
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Retirement Dreams in the South: Unveiling the True Cost of Living in Top Cities
Many retirees are moving to the southern U.S. for its tax-friendliness, pleasant climate, and lower living costs. A study identified ten top cities for retirement, with Hot Springs, Arkansas; Englewood, Florida; and Charleston, West Virginia leading the list. These locations offer affordable housing, access to nature, and favorable tax conditions. Other notable cities include Valdosta,…
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2025 Housing Market Forecast for Buyers & Sellers
2025 housing market: moderate rise in home sales, stabilized mortgage rates, and slower price increases. All-cash buyers make up 26% of sales, driven by increased homeowner equity.
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7 Best Downtowns In Oklahoma
Oklahoma boasts 164 cities and 433 towns, offering diverse attractions. Ponca City features colorful murals and an ice skating rink, while Ardmore's historic district includes Depot Park and the Tivoli Theatre. McAlester is lively with community events and a farmers market. Bartlesville showcases the Price Tower and painted buffalos. El Reno, rich in Route 66…
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Things Homeowners Should Check in Winter
Protect Pipes: Insulate exposed pipes to prevent freezing and bursting during cold weather. Seal Air Leaks: Check windows, doors, and outlets for gaps to save on heating costs.
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What To Know About Unclaimed Property In Oklahoma
More than 1 million Oklahomans are identified as rightful owners of unclaimed property, according to the Oklahoma State Treasurer. Unclaimed assets include cash, rebates, paychecks, stocks, and bonds that businesses have not managed properly. Property becomes unclaimed when owners do not contact the holder for a specified period, often due to forgetfulness or relocation. Oklahomans…
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Tips for Cutting Costs: Boost Savings for Home Buying!
Create a budget by listing income sources, tracking spending, and identifying non-essential expenses to reduce. Set financial goals by researching housing markets, breaking down savings into monthly or yearly targets.
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What Is a Home Equity Line of Credit, or HELOC?
A home equity line of credit (HELOC) is a second mortgage allowing homeowners to borrow against their home equity, typically up to 85% of the home's value minus the mortgage balance. It features a draw period of 10 years for borrowing and a repayment period of 20 years for principal and interest payments. HELOCs usually…
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Housing Forecast 2025: Mortgage Rates To Stay Above 6% as Home Prices Grow
Mortgage rates are expected to average 6.3% in 2025, slightly down from 6.7% in 2024, while home prices are projected to rise by 3.7%. Sales of previously owned homes may increase to 4.07 million, but remain below historical averages. The supply of homes for sale is anticipated to improve by 11.7%, and new-home construction will…
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