Mindblown: a blog about philosophy.
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What To Know About Unclaimed Property In Oklahoma
More than 1 million Oklahomans are identified as rightful owners of unclaimed property, according to the Oklahoma State Treasurer. Unclaimed assets include cash, rebates, paychecks, stocks, and bonds that businesses have not managed properly. Property becomes unclaimed when owners do not contact the holder for a specified period, often due to forgetfulness or relocation. Oklahomans…
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Tips for Cutting Costs: Boost Savings for Home Buying!
Create a budget by listing income sources, tracking spending, and identifying non-essential expenses to reduce. Set financial goals by researching housing markets, breaking down savings into monthly or yearly targets.
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What Is a Home Equity Line of Credit, or HELOC?
A home equity line of credit (HELOC) is a second mortgage allowing homeowners to borrow against their home equity, typically up to 85% of the home's value minus the mortgage balance. It features a draw period of 10 years for borrowing and a repayment period of 20 years for principal and interest payments. HELOCs usually…
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Housing Forecast 2025: Mortgage Rates To Stay Above 6% as Home Prices Grow
Mortgage rates are expected to average 6.3% in 2025, slightly down from 6.7% in 2024, while home prices are projected to rise by 3.7%. Sales of previously owned homes may increase to 4.07 million, but remain below historical averages. The supply of homes for sale is anticipated to improve by 11.7%, and new-home construction will…
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Oklahoma Cities Shine in 2025 US Best Cities List
U.S. News' 2025-2026 report ranked 150 cities based on quality of life, value, desirability, and job market. Oklahoma City secured 16th with a score of 6.6, fueled by affordable housing $82,000 below the national average.
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The price has reduced for this Listing, check it out Listing Address: 13690 N 113th East Avenue
Welcome to this immaculate 4 bedroom, 2 bathroom home located on over a spacious half acre lot! It provides an open floor plan for easy flow between living spaces. The beautiful crown moldings add a touch of elegance, and the wood veneer flooring throughout the main living areas for extra durability. Hand-trowel walls in the…
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Oklahoma Financial Advisors Predict Improving Housing Market In 2025
Oklahoma financial advisors predict a more favorable housing market in 2025, with increased inventory and potentially lower interest rates. A 30% rise in homes available is noted, benefiting both buyers and sellers. Experts anticipate stable interest rates, which could boost demand and subsequently home prices. Local lenders are recommended for navigating the market. Advisors encourage…
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10 States Offering the Most (and Least) Space for Your Rent Money
Renters in North Dakota enjoy the most space for their money, paying an average of $1.10 per square foot, with monthly rents around $1,057 for 957 square feet. Oklahoma and Arkansas follow, offering good space at $1.19 and $1.20 per square foot, respectively. Conversely, New York has the least space, charging $3.23 per square foot,…
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Oklahoma Homebuying Window: Seasonal Trends Lower Prices
Oklahoma sees ↓ 12.6% seasonal change in home prices, from peak summer to winter months, based on a 10-yr avg. The seasonal change in Oklahoma home prices is higher than the US avg of 11.5%.
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5 Factors Influencing Rates: Beyond the Fed
Inflation directly influences mortgage rates, with high inflation pushing rates up, and lower inflation reducing them. Labor market conditions, such as job growth or stagnation, can either increase or lower mortgage rates.
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