Mindblown: a blog about philosophy.
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Do New Roofs Save Money and Energy?
Impact-resistant shingles and metal roofs extend roof life while safeguarding against costly storm damage. Solar-compatible roofs allow easier renewable energy adoption, even for homeowners not installing panels yet. Cool roofing systems lower household cooling bills while improving long-term energy efficiency. Sustainable roofing choices reduce environmental impact and support eco-conscious Real Estate investments. Integrated roofing technology…
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Homeowner Equity Grows Even as Home Prices Dip
After 3 quarters of slipping, equity-rich homes finally ticked up in Q2 2025. ~50% of U.S. homes with mortgages are now equity-rich. Equity-rich = owing less than 50% of your home’s value. In just one quarter, equity-rich homes jumped from 46.2% to 47.4% nationwide. Even if home prices stall, equity can still grow—and that’s good…
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7 Energy Conserving Upgrades That Can Increase Home Value
Home improvements that enhance energy efficiency can save money and increase home value. Key upgrades include replacing old windows, which can yield a 60-80% ROI, and updating insulation for 100% cost recovery. Smart thermostats can lower utility bills by 8%, while new appliances may boost home value by 6-8%. Xeriscaping reduces water usage and offers…
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Are We Ever Getting Lower Mortgage Rates in 2025?
Inflation just ticked up to 2.7% — so yeah, mortgage rates might follow suit. Hopes for a Fed rate cut this month? Pretty much gone after June's CPI data. Tariffs are back on the table Aug 1 — and could quietly push rates even higher. New tax law = mixed bag: bigger deductions help homeowners,…
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How High Will Home Prices Go by 2028?
Experts project US home prices ↑ 15.2% cumulatively by the end of 2028. Optimistic forecasts expect ↑ 24.3% cumulative growth by 2028, driven by strong demand and limited inventory. Pessimistic estimates show only ↑ 5.6% growth, citing high rates and affordability as key barriers. The wide forecast range signals ongoing uncertainty in mortgage rates, supply,…
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Is the 2025 Q3 Housing Market Losing Heat?
Q3 typically sees 1.48M home sales, but high rates and low affordability are cooling activity. Experts expect mortgage rates to stay between 6.5% and 7% through Q3.
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State program gives homeowners $10,000 to fortify their roofs. Do you qualify?
Oklahoma's Insurance Department offers the Strengthen Oklahoma Homes program, providing up to $10,000 to homeowners for roof fortification against wind and hail. Eligible primary residences must be insured, generally in good repair, and located in one of 63 selected zip codes. Priority is given to households earning $62,138 or less. The program aims to reduce…
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Is the U.S. Heading Toward a Real Estate Crash and Debt Bubble?
National home prices steady; slight dips in overheated regions; supply shortage and low turnover prevent dramatic market collapse. Most homeowners locked into low rates; this “golden handcuff” effect limits inventory, holding prices stable despite high mortgage costs.
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2025 Housing Market: Finally a Win for Buyers?
Home Sales Forecast: 4M Units Sales activity will remain stable near 4 million, slightly below 2024, with modest fluctuations expected through late 2025. Price Growth Slows to 2.5% National home prices will continue to rise, but at a slower pace, as inventory builds and sellers adjust to a more balanced market. Mortgage Rates to Dip…
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Oklahoma Median Home Price: $232K
Oklahoma’s 2025 median home sale price is $232,000. The state is among the most affordable in the U.S. housing market. Real Estate taxes remain low, boosting long-term affordability. Steady demand reflects a healthy and accessible market. Oklahoma offers value for buyers seeking cost-effective homeownership.
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