How to prepare for lower mortgage interest rates, according to experts

High mortgage interest rates and home prices have made the market unattractive, with 76% of Americans believing it's a bad time to buy. However, anticipated rate cuts from the Federal Reserve could lower mortgage costs. Experts suggest potential buyers consider acting before rates drop, as increased demand may drive prices up. To prepare, buyers should improve their financial credentials, stay informed about market trends, and seek pre-approval from lenders to be ready for competitive offers.

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